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How Much Is My Car Accident Case Worth in California?

Case value depends on objective losses and subjective factors. Key components include:

  • Economic damages: past and future medical bills, lost wages, reduced earning capacity,
    property damage, and out-of-pocket expenses (transportation to medical appointments, home
    care).
  • Non-economic damages: pain and suffering, emotional distress, loss of enjoyment of life,
    and loss of consortium. These are less quantifiable but often make up a large portion of a
    settlement.
  • Special factors: permanency of injury, scarring or disfigurement, cognitive impairments, and
    age. Catastrophic injuries yield higher damages.
  • Liability and comparative fault: California follows comparative negligence. If you’re found
    partially at fault, your recovery is reduced by your percentage of fault.
  • Insurance policy limits: The at-fault driver’s insurance cap can limit recovery.
    Uninsured/underinsured motorist coverage and your own policy may supplement
    compensation.
  • Evidence and documentation: Strong medical records, consistent treatment, expert
    testimony, and demonstrable lost income increase value.
    Valuation methods: attorneys use multipliers (medical expenses × multiplier for pain and
    suffering) or per diem calculations for daily impact. These are starting points; negotiations
    consider liability strength and juror perceptions.
    Speak with an attorney to run a valuation based on your specific facts — they’ll account for
    future medical needs, lien obligations, and realistic settlement expectations given local jury
    results and insurance factors.

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